Crushed by Medical Bills in Houston? You’re Not Alone
Unexpected hospital stays, emergency care, surgeries, or high deductibles can leave many Houstonians with unmanageable medical debt. With over 60% of bankruptcies in the U.S. linked to medical expenses, it’s a crisis affecting thousands across Harris County.
CuraDebt offers proven medical debt relief solutions in Houston — helping individuals and families reduce what they owe, avoid collections, and regain financial control. Whether you’re behind on payments to Memorial Hermann, Houston Methodist, or other providers, we can help.
What Types of Medical Debt Can Be Resolved?
- ✅ Emergency room and ambulance bills
- ✅ Hospital and surgical center balances
- ✅ Anesthesia and specialist fees
- ✅ Diagnostic imaging and lab costs
- ✅ Dental and outpatient procedures
- ✅ Unpaid co-pays and high deductible plans
Medical debt is often sent to collections or even results in lawsuits. We can intervene before it escalates or resolve it if it already has.
How Our Houston Medical Debt Relief Process Works
Step 1: Free Consultation
We assess your total medical debt and review bills from hospitals, labs, clinics, or collection agencies.
Step 2: Debt Verification
We validate billing accuracy and identify opportunities to reduce or eliminate certain charges or fees.
Step 3: Negotiation
We negotiate directly with healthcare providers or collections to reduce the amount owed or create a manageable plan.
Step 4: Resolution
We finalize terms in writing to prevent further collections or credit damage and support your recovery plan.
Why Houston Residents Choose CuraDebt for Medical Bills
- 🏥 Familiar with Houston-area hospitals and provider billing systems
- 📞 No upfront fees – free consultation included
- 🔍 Fair Debt Collection Practices Act (FDCPA) compliance
- 📂 Assistance with lawsuits, judgments, or credit reporting errors
- ✅ Non-bankruptcy medical debt relief solutions
Medical Debt FAQs – Houston
Can unpaid medical bills hurt my credit?
Yes. Unpaid bills can be sent to collections and damage your score. We help negotiate removals where possible.
Can I go to jail for not paying hospital bills?
No. But you may face lawsuits or wage garnishment if you ignore collections. CuraDebt can help stop these actions.
Will hospitals reduce or forgive medical bills?
Sometimes. Especially if you demonstrate hardship. We know how to present your case effectively.
What if my debt is already in collections?
We specialize in medical collections and can still reduce balances or stop calls and lawsuits.
Helpful Resources for Houston Medical Debt
- Harris Health System (Charity Care Info)
- Texas Attorney General – Consumer Protection
- Houston Health Department