Struggling With Debt in Texas? You’re Not Alone
Texas residents carry some of the highest levels of consumer debt in the country — including credit cards, IRS tax debt, personal loans, medical bills, and back property taxes. Whether you’re in Houston, Dallas, San Antonio, Austin, or a rural county, CuraDebt offers proven and legal ways to reduce what you owe without filing bankruptcy.
We’ve helped thousands of Texans settle debts for less than they owe through personalized debt relief solutions. Our team understands Texas laws and consumer protections, and we work to stop lawsuits, garnishments, and collection harassment while reducing your overall debt burden.
What Types of Debt Can Texans Resolve?
- ✅ Credit Card Debt & Personal Loans
- ✅ IRS Tax Debt & State Tax Issues
- ✅ Medical Bills & Hospital Collections
- ✅ Repossession Deficiencies & Auto Loans
- ✅ Property Tax Liens & Delinquent Fees
- ✅ Debt Consolidation & Settlement Programs
Even if your debt has been sold to third-party collectors or charged off, CuraDebt can help you settle the balance legally while avoiding court judgments or wage garnishments.
How Debt Relief Works in Texas
1. Free Consultation & Case Review
We analyze your debt, income, and goals to see which relief options apply.
2. Customized Plan With Legal Protections
We craft a strategy that protects your rights under Texas law and federal rules.
3. Debt Negotiation or Consolidation
Our team negotiates with creditors to reduce balances or structure settlements.
4. Resolution & Credit Improvement
We finalize your plan and support you in rebuilding financial health.
Why Texans Choose CuraDebt
- 📍 Based in the U.S., serving Texas since 2000
- 📞 100% free and confidential consultation
- ⚖️ Legal, non-bankruptcy debt relief options
- ⭐ Rated 4.8/5 by over 300+ verified clients
- 👥 Dedicated support from enrollment to resolution
Whether you’re a teacher in Austin, a retiree in Corpus Christi, or self-employed in Dallas, CuraDebt helps you settle debt without judgment or upfront fees.
Texas Cities We Serve
We proudly assist residents statewide, including:
If you’re outside these cities, we still serve all counties across Texas remotely via phone and secure online tools.
Frequently Asked Questions – Texas Debt Relief
Is debt settlement legal in Texas?
Yes. Debt settlement is a legal and widely used method to reduce what you owe. CuraDebt ensures all negotiations comply with Texas state and federal regulations.
Will this affect my credit?
Debt relief may have a short-term impact, but it helps you resolve delinquent accounts and avoid bankruptcy — which can be more damaging long-term.
Can I be sued or garnished for debt in Texas?
Texas has strong protections for wages and personal property. CuraDebt helps prevent lawsuits and negotiates to stop collection actions.
How much does debt relief cost?
Our initial consultation is free. Program costs vary depending on debt amount, but most clients save more than they pay. No upfront fees are charged.
What types of debt do you not handle?
We do not manage student loans, criminal fines, or secured mortgage debt. All other unsecured debts are eligible for help.