Debt Is a Growing Problem in Houston — But You Have Options
Houston families are facing record inflation, rising rents, and increasing medical bills. Many residents are also burdened with credit card debt, IRS tax issues, and car loans in default. If you’re overwhelmed by what you owe, CuraDebt offers a safe, legal way to reduce your balances and avoid bankruptcy — with no upfront fees.
Since 2000, CuraDebt has helped Houstonians like you get back on their feet. We work to lower what you owe through debt settlement, consolidation, and tax relief options designed for Texas law and your personal financial situation.
Types of Debt We Help With in Houston
- ✅ Credit cards, store cards, and personal loans
- ✅ IRS back taxes and penalties
- ✅ Unpaid hospital bills and collections
- ✅ Auto loan deficiencies and repossession
- ✅ Property tax liens and delinquencies
- ✅ Business debt for sole proprietors and contractors
Even if your accounts are in collections or you’ve been sued, we can help you negotiate a resolution — often for a fraction of the balance.
How Debt Relief Works in Houston
Step 1: Free, Confidential Consultation
We assess your debts, income, and goals. There’s no pressure, and the call is confidential.
Step 2: Custom Relief Strategy
We build a personalized plan based on what’s best for you under Texas law.
Step 3: Negotiation & Resolution
We work directly with creditors or the IRS to settle, reduce, or structure your debt legally.
Step 4: Financial Recovery
After resolution, we support your credit rebuilding and money management goals.
Why Houston Residents Trust CuraDebt
- 🏙️ Over 20 years serving Texas families
- 📞 Free consultation, no upfront costs
- ⭐ Rated 4.8/5 by real clients
- 💼 Specialists in credit, tax, and medical debt
- 🛡️ Non-bankruptcy options with legal protections
Whether you live in Midtown, the Heights, Sugar Land, Katy, or Baytown — we can help remotely via secure phone and online services.
Top Debt Relief Services in Houston
- IRS Tax Relief in Houston
- Medical Debt Help in Houston
- Property Tax Relief in Houston
- Auto Loan & Repossession Help
- Senior & Veteran Debt Relief
Houston Debt FAQs
Is debt settlement legal in Texas?
Yes. Debt settlement is legal and widely used in Texas. CuraDebt uses only approved, compliant strategies.
Can CuraDebt help with IRS debt?
Yes. We work with IRS tax debt including penalties, wage levies, and back taxes in Houston.
Will this hurt my credit?
There may be short-term impact, but resolving unpaid debt can improve your credit in the long run.
Do I have to go to court?
Not usually. In many cases, we negotiate with creditors or the IRS to avoid lawsuits or garnishments.
What if I already have a judgment?
We can still help. It may be possible to settle or restructure even if a court judgment exists.